Las Vegas Residential

How much Home can you afford?

Fortis Home — Thu, 01 Dec 2011 18:47:32 +0000

A potential homebuyer should take a close look at income and expenses. Lenders consider these two main items, as your maximum monthly mortgage payment should not exceed 28% of your gross (pre-tax) income, and your maximum debt load, including your mortgage payment should not exceed 36% of your gross income. These ratios are very typical of those required to get a conventional mortgage. There are several types of mortgages including FHA, VA, and other financing. These vary in terms of interest rates, terms, and down payment requirements.

To figure out your monthly pretax income, add all of the money that you receive for the year. These may include salary/wages, dividends, child support, alimony, rents, pensions, or retirement plans. Then, divide by 12 for monthly pretax income. Add all of your debt payments for each month. These may include car payment, student loan, insurance, child support/alimony, and credit cards.

Multiply your pretax income by .28, and you will have the total that your monthly mortgage payment should not exceed. Your maximum debt, with the mortgage payment, should be no more than 36% your expenses with the mortgage payment.

Credit will also determine the type of loan and interest rate that will be available. A Lender that will process your mortgage application will verify your credit history. So, it is a good idea to check your own credit rating at the beginning of your home search. There may be issues in your credit history that you don’t know about. Resolving any credit problems to improve your credit rating will provide benefits, such as better rates from lenders. Getting your credit report is simple.

The Fair Credit Reporting Act allows consumers to get 1 free credit report from each of the 3 major reporting bureaus every 12 months. Go to www.annualcreditreport.com – the only authorized source for consumers to access their annual credit report online for free.

The 3 major credit bureaus are:

Equifax Experian Trans Union Corporation

www.equifax.com www.experian.com www.transunion.com

Las Vegas Tax Information

Fortis Home — Wed, 30 Nov 2011 18:29:09 +0000

What taxes do Las Vegas home owner’s pay on their properties? There are several including Real Property Transfer Tax and Real Property Tax. “Upon the transfer of any real property in the State of Nevada, a special tax called the Real Property Transfer Tax is imposed. The County Recorder in the county where the property is located is the agency responsible for the imposition and collection of the tax at the time the transfer is recorded. The Grantee and Grantor are jointly and severally liable for the payment of the tax. When all taxes and recording fees required are paid, the deed is recorded.” The rate of tax for Clark County (which includes the Las Vegas Valley) is $2.55 for each $500 of value, and this is paid at the close of any real estate transaction. For more information, visit:

http://tax.state.nv.us/DOAS_FORMS/RPTT%20BROCHURE.pdf

Property taxes are collected by the County based on taxable value of property. “Taxable value of property is determined by the Assessor using methods prescribed by Nevada Revised Statutes and Department of Taxation regulations. Generally speaking, taxable value of real property is the appraised value of the land and the current replacement cost of improvements,” such as structures like a home.

The Clark County Assessor determines taxable value by calculating the cost of materials and labor it would take to replace the subject property and appraisal methods. “The tax monies collected pay for schools, roads, police and fire protection, along with the other services that a taxpayer demands and desires from local government.”

For more information, please visit:

http://www.clarkcountynv.gov/depts/assessor/Pages/default.aspx

These taxes are prorated to the close of escrow when buying or selling a property.

Family Promise of Las Vegas Chairty

Fortis Home — Wed, 30 Nov 2011 00:22:01 +0000

Randy Milmeister, Corporate Broker of Fortis Residential Realty has been appointed to the Board of Directors for Family Promise of Las Vegas. Family Promise is committed to ending homelessness one family at a time. Partnering with Faith Houses and Community Organizations, we assist families of Clark County to transition from homelessness to stability and independence through compassionate shelter, guidance, and education. Family Promise was founded on the belief that people do want to make a difference. We have three programs which include …transitional shelter, permanent housing for parents with disabilities, and permanent housing for working parents that require mentor support to continue to grow and thrive toward financial independence. Annually, we serve approximately 60 families.

Randy also accepted the position as Chairman of the Fund Development Committee. Responsibilities of Fund Development include fundraising (soliciting donations, corporate sponsors), oversee fundraising activities and events, and working with politicians, dignitaries, and local celebrities for the events and awareness.

“I will work hard to attract resources the Network needs to fulfill its mission. Searching for corporate sponsors, making phone calls and asking for money is easy. Not having a stable home or being able to feed your kids is hard, even excruciating. I love Family Promise because of its extraordinary success rate of helping parents find employment and housing, getting off of government aid, and being productive members of the community.” We are not giving our families a hand out…we are giving our families a hand up!

More information at www.FamilyPromiseLV.com, your help is needed.

Fully Furnished Penthouse Condo in Park Avenue

Fortis Home — Thu, 17 Nov 2011 00:04:40 +0000

63 E AGATE AV 505, Las Vegas, NV 89123 (MLS # 1201654)

(all data current as of 11/16/2011)

Price	$1,250
Beds	2
Baths	2 full
Home size	1,165 sq ft
Lot Size	n/a
Days on Market	7

Property Type(s): Rentals

Last Updated	11/9/2011	Tract	PARK AVENUE CONDO-UNIT 2 AMD
Year Built	2004	Community	303 – South
Garage Spaces	n/a	County	Clark County
Total Parking	n/a	Walk Score ®	43

Additional Details

Features

Area	303 – South
Assoc/Comm Features Desc	Cc&R’s Restrictions, Community Clubhouse, Community Pool, Community Spa, Exercise Room, Gated Community
Bath Down Description	Full Bath Downstairs
Bath Down Y/N	Yes
Bedroom Downstairs? Y/N	Yes
Building Description	3 Stories or More
CommentaryY/N	Yes
Cooling Description	Central Cooling
Cooling Fuel Description	Electric Cooling
Deposit	1st Month Rent, Cleaning Depost, Key, Security Depost
Dishwasher	Yes
Disposal	Yes
Dryer Utilities	Gas
Elem K-2	Hummell John
Fence	Fully Fenced
Fence Type	Community
Flooring Description	Carpet, Linoleum/Vinyl
Heating Description	Central Heating, Heat Exchanger
Heating Fuel Description	Gas Heating
High School	Liberty
Interior Description	Blinds, Ceiling Fan(s)
Internet? Y/N	Yes
Jr High School	Silvestri
Kitchen Description	Breakfast Bar/Counter, Granite Countertops
Lease Description	1 Year, 1-3 Mnths, 7-12 Mths, Lease Over 1 Yr
Living Room Description	Entry Foyer, Front
Master Bedroom Description	Bedroom With Bath Downstairs, Master Bedroom Separate From Others, Master Bedroom Walk-In Closet
Other Appliance Description	Microwave
Oven Description	Built-In Oven (G)
Pet Refund	Yes
Private Pool	No
Record Delete Flag	No
Refrigerator	Yes
Restrictions	No Restrictions, Will Consider Pets
Spa	No
Studio	No
Style	Condo/Townhouse
Tenant Pays	Cable, Disposal Service, Gas, Key Deposit, Landscape Service, Pool Service, Power, Sewer, Water
Zoning	Zone-Single Family

Location

Listing information deemed reliable but not guaranteed. Read full disclaimer.

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Fully Upgraded Home in Silverado Rancho

Fortis Home — Wed, 16 Nov 2011 23:55:01 +0000

9943 PERCEVAL ST 9943, Las Vegas, NV 89183 (MLS # 1194304)

(all data current as of 11/16/2011)

Price	$1,175
Beds	3
Baths	2 full, 1 half
Home size	1,614 sq ft
Lot Size	3,529 sq ft
Days on Market	32

Property Type(s): Rentals

Last Updated	11/15/2011	Tract	SILVERADO SPRINGS-PHASE 2
Year Built	2001	Community	303 – South
Garage Spaces	n/a	County	Clark County
Total Parking	n/a	Walk Score ®	52

Price History

Prior to Nov 3, ’11	$1,200
Nov 3, ’11 – Today	$1,175

Additional Details

Features

Area	303 – South
Assoc/Comm Features Desc	None
Bath Down Description	1/2 Bath Downstairs
Bath Down Y/N	Yes
Bedroom Downstairs? Y/N	No
Building Description	2 Stories
CommentaryY/N	Yes
Cooling Description	Central Cooling
Cooling Fuel Description	Electric Cooling
Deposit	1st & Last Month Rent
Dishwasher	Yes
Disposal	Yes
Dryer Utilities	Gas
Elem K-2	Cartwright
Fence	Backyard Full Fenced
Fence Type	Block Fence
Heating Description	Central Heating
Heating Fuel Description	Gas Heating
High School	Liberty
Interior Description	Shutters
Internet? Y/N	Yes
Jr High School	Silvestri
Kitchen Description	Granite Countertops, Pantry
Lease Description	1 Year
Living Room Description	Front
Master Bedroom Description	Ceiling Fan, Master Bedroom Walk-In Closet
Other Appliance Description	None
Oven Description	Built-In Oven (G)
Pet Refund	Yes
Private Pool	No
Record Delete Flag	No
Refrigerator	Yes
Restrictions	No Restrictions
Spa	No
Studio	No
Style	Single Family
Tenant Pays	Cable, Disposal Service, Gas, Key Deposit, Landscape Service, Power, Sewer, Water
Zoning	Zone-Single Family

Location

Listing information deemed reliable but not guaranteed. Read full disclaimer.

Listed with

(view all details for MLS #1194304)

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Home Available near Downtown Henderson

Fortis Home — Wed, 16 Nov 2011 23:46:33 +0000

1416 CHESTNUT ST 1416, Henderson, NV 89011 (MLS # 1193943)

(all data current as of 11/16/2011)

Price	$850
Beds	3
Baths	2 full
Home size	1,356 sq ft
Lot Size	6,750 sq ft
Days on Market	33

Property Type(s): Rentals

Last Updated	10/14/2011	Tract	SIERRA VISTA ADD
Year Built	1963	Community	603 – Henderson
Garage Spaces	n/a	County	Clark County
Total Parking	n/a	Walk Score ®	48

Additional Details

Features

Area	603 – Henderson
Assoc/Comm Features Desc	None
Bath Down Y/N	Yes
Bedroom Downstairs? Y/N	Yes
Building Description	1 Story
CommentaryY/N	Yes
Cooling Description	Central Cooling
Cooling Fuel Description	Electric Cooling
Deposit	1st Month Rent, Cleaning Depost, Key, Security Depost
Dishwasher	Yes
Disposal	Yes
Dryer Utilities	Electric
Elem K-2	Edna, Hinman
Fence	Backyard Full Fenced
Fence Type	Chainlink Fence
Heating Description	Central Heating
Heating Fuel Description	Elec Heating
High School	Basic Tech Trade
Interior Description	Blinds
Internet? Y/N	Yes
Jr High School	Burkholder Lyle
Kitchen Description	Laminate Countertops
Lease Description	1 Year
Living Room Description	Front
Master Bedroom Description	Master Bedroom Downstairs
Other Appliance Description	None
Oven Description	Stove (E)
Pet Refund	Yes
Private Pool	No
Record Delete Flag	No
Refrigerator	Yes
Restrictions	No Restrictions
Spa	No
Studio	No
Style	Single Family
Tenant Pays	Alarm, Cable, Disposal Service, Gas, Key Deposit, Landscape Service, Pool Service, Power, Sewer
Zoning	Zone-Multi-Family

Location

Listing information deemed reliable but not guaranteed. Read full disclaimer.

Listed with

(view all details for MLS #1193943)

Fully Furnished Condo

Fortis Home — Wed, 16 Nov 2011 23:42:22 +0000

1959 SCIMITAR DR 1959, Henderson, NV 89014 (MLS # 1196482)

(all data current as of 11/16/2011)

Price	$845
Beds	2
Baths	1 full
Home size	1,032 sq ft
Lot Size	2,600 sq ft
Days on Market	25

Property Type(s): Rentals

Last Updated	10/22/2011	Tract	RIDGEVIEW VILLAGE
Year Built	1982	Community	601 – Henderson
Garage Spaces	n/a	County	Clark County
Total Parking	n/a	Walk Score ®	55

Additional Details

Features

Area	601 – Henderson
Assoc/Comm Features Desc	Cc&R’s Restrictions, Community Pool, Community Spa, Exercise Room, Gated Community
Bath Down Y/N	No
Bedroom Downstairs? Y/N	No
Building Description	3 Stories or More
CommentaryY/N	Yes
Cooling Description	Central Cooling
Cooling Fuel Description	Electric Cooling
Deposit	1st Month Rent, Cleaning Depost, Pet Deposit, Security Depost
Dishwasher	Yes
Disposal	Yes
Dryer Utilities	Electric
Elem K-2	Thorpe Jim
Fence	Fully Fenced
Fence Type	Community
Flooring Description	Carpet, Tile
Heating Description	Central Heating
Heating Fuel Description	Elec Heating
High School	Green Valley
Interior Description	Blinds, Ceiling Fan(s)
Internet? Y/N	Yes
Jr High School	White Thurman
Kitchen Description	Laminate Countertops, Tile Flooring
Lease Description	1 Year, 7-12 Mths, Lease Over 1 Yr
Living Room Description	Entry Foyer, Front
Master Bedroom Description	Ceiling Fan
Other Appliance Description	Microwave
Oven Description	Cooktop (E)
Pet Refund	Yes
Private Pool	No
Record Delete Flag	No
Refrigerator	Yes
Restrictions	No Restrictions, Will Consider Pets
Spa	No
Studio	No
Style	Condo/Townhouse
Tenant Pays	Cable, Key Deposit, Power
Zoning	Zone-Multi-Family

Location

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Listing information deemed reliable but not guaranteed. Read full disclaimer.

Listed with

(view all details for MLS #1196482)

Single Story Home in Henderson

Fortis Home — Wed, 16 Nov 2011 23:29:27 +0000

1533 CHESTNUT ST 1533, Henderson, NV 89011 (MLS # 1195951)

(all data current as of 11/16/2011)

Price	$800
Beds	2
Baths	2 full
Home size	1,206 sq ft
Lot Size	6,750 sq ft
Days on Market	27

Property Type(s): Rentals

Last Updated	11/2/2011	Tract	SIERRA VISTA ADD
Year Built	1987	Community	603 – Henderson
Garage Spaces	n/a	County	Clark County
Total Parking	n/a	Walk Score ®	62

Price History

Prior to Oct 29, ’11	$850
Oct 29, ’11 – Today	$800

Additional Details

Features

Area	603 – Henderson
Assoc/Comm Features Desc	None
Bath Down Description	Full Bath Downstairs
Bath Down Y/N	Yes
Bedroom Downstairs? Y/N	Yes
Building Description	1 Story
CommentaryY/N	Yes
Cooling Description	Central Cooling
Cooling Fuel Description	Electric Cooling
Deposit	1st Month Rent, Cleaning Depost, Key, Pet Deposit
Dishwasher	Yes
Disposal	Yes
Dryer Utilities	Electric
Elem K-2	Edna, Hinman
Fence	Backyard Full Fenced
Fence Type	Block Fence
Heating Description	Central Heating
Heating Fuel Description	Gas Heating
High School	Basic Tech Trade
Interior Description	Blinds, Ceiling Fan(s)
Internet? Y/N	Yes
Jr High School	Burkholder Lyle
Kitchen Description	Laminate Countertops
Lease Description	1 Year, 7-12 Mths, Lease Over 1 Yr
Living Room Description	Front
Master Bedroom Description	Bedroom With Bath Downstairs, Master Bedroom Downstairs
Other Appliance Description	None
Oven Description	Cooktop (G)
Pet Refund	Yes
Private Pool	No
Record Delete Flag	No
Refrigerator	Yes
Restrictions	No Restrictions, Will Consider Pets
Spa	No
Studio	No
Style	Single Family
Tenant Pays	Cable, Disposal Service, Gas, Key Deposit, Landscape Service, Power, Sewer, Water
Zoning	Zone-Single Family

Location

Listing information deemed reliable but not guaranteed. Read full disclaimer.

Listed with

(view all details for MLS #1195951)

Must See Condo with attached Garage

Fortis Home — Wed, 16 Nov 2011 22:51:14 +0000

5855 VALLEY DR 2160, North Las Vegas, NV 89031 (MLS # 1185637)

(all data current as of 11/16/2011)

Price	$750
Beds	2
Baths	2 full
Home size	1,104 sq ft
Lot Size	n/a
Days on Market	57

Property Type(s): Rentals

Last Updated	11/9/2011	Tract	JASMINE-UNIT 3
Year Built	2006	Community	103 – North
Garage Spaces	n/a	County	Clark County
Total Parking	n/a	Walk Score ®	29

Price History

Prior to Oct 7, ’11	$850
Oct 7, ’11 – Oct 18, ’11	$775
Oct 18, ’11 – Today	$750

Additional Details

Features

Area	103 – North
Assoc/Comm Features Desc	Community Pool, Community Spa, Community Wall, Country Club Community, Exercise Room, Gated Community
Bath Down Y/N	No
Bedroom Downstairs? Y/N	No
Building Description	2 Stories
CommentaryY/N	Yes
Cooling Description	Central Cooling
Cooling Fuel Description	Electric Cooling
Deposit	1st Month Rent, Cleaning Depost, Key, Security Depost
Dishwasher	Yes
Disposal	Yes
Dryer Utilities	Gas
Elem K-2	Carl Kay
Fence	Fully Fenced
Fence Type	Community Wall
Heating Description	Central Heating
Heating Fuel Description	Gas Heating
High School	Shadow Ridge
Interior Description	Blinds
Internet? Y/N	Yes
Jr High School	Lied
Kitchen Description	Breakfast Bar/Counter, Linoleum/Vinyl Flooring
Lease Description	1 Year, Lease Over 1 Yr
Living Room Description	Entry Foyer, Front
Master Bedroom Description	Master Bedroom Separate From Others
Other Appliance Description	Microwave
Oven Description	Cooktop (G)
Pet Refund	Yes
Private Pool	No
Record Delete Flag	No
Refrigerator	Yes
Restrictions	No Restrictions
Spa	No
Studio	No
Style	Condo/Townhouse
Tenant Pays	Cable, Gas, Key Deposit, Power
Zoning	Zone-Multi-Family

Location

Affordable Property Management in Las Vegas, Call Us Today!!!

Listing information deemed reliable but not guaranteed. Read full disclaimer.

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First floor Condo Available across the street from Texas Station

Fortis Home — Wed, 16 Nov 2011 22:31:58 +0000